Frequently Asked Questions
We know buying a vehicle or motorcycle can be tough. Here at We Drive we strive to make the process simple and easy. Below are a few things we get asked often but if you don't see your question feel free to contact us directly.
Questions about Car Buying
Our partner credit union, We Florida Financial,will finance vehicles of any age. You’ll get lower rates for vehicles that are 5 model years old or newer. You’ll get the lowest rates for brand new vehicles or for used cars that are two model years old and have less than 36,000 miles.
New vehicles are fresh from the factory. New cars and trucks come with a full manufacturer’s warranty, and have not been abused or neglected by a previous owner. Used autos sell for less than new autos. The first owner pays for the depreciation that typically occurs during the first few years.
Questions about Auto Financing
We Florida Financial, our partner credit union, offers financing up to 84 months. The term of the loan is based on the model year of the vehicle, the amount being financed, your credit history and other factors.
We can help you lease a vehicle through our network dealers.
We have access to many lenders that can assist people who have had credit problems.We Florida Financial, our partner credit union, offers auto loans to many members that have had credit problems after they have been members in good standing for six months.
Car loans use the principle of amortization, similar to the way a home loan is paid down. This means that at the outset of your loan, a greater amount of your payment goes toward paying the interest on your loan, and less goes toward paying down your principal. As the loan term progresses, though, the balance shifts.
Questions about Motorcycles
We have no set minimum motorcycle loan amount.