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I Love a Road Trip!

Road trips! Many people groan as soon as they hear these words. But to me, every road trip is a journey that has created lasting memories. The ultimate road trip state South Florida is home to many road trip destinations. Orlando offers every kind of amusement park and tourist attractions. The Panhandle has exceptional beaches. For the nature enthusiast there is the Everglades complete with alligators and air boat rides. St. Augustine showcases the state's history. We have the Gulf of Mexico on ...

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0% Financing Can Cost You Money!

When vehicle sales drop, manufacturers increase their rebates and incentives. Most of their advertising will showcase 0% financing. Did you know that in many cases you'll give up a large rebate or incentive to get 0% financing and the final cost of your vehicle will be more than if you finance with We Florida Financial? I can write more about this, but I'm going to let the numbers do the talking! Dealer 0% Loan WeFF 60 mo @ 2.99% WeFF 78 Mo @ 3.49% MSRP $27,495.00 $27,495.00 $27,495.00Dealer Gap...

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Germ-Free Transportation

With the rise of COVID-19 cases around the country, everyone is becoming more aware of every surface that they come in contact with. Most of us are focused on cleaning and disinfecting our households, offices, and devices. One place that we don't want to overlook is our car! If not properly cleaned, vehicles can become a harbor of unknown germs that we are bringing in and out! Although it seems obvious and redundant, the most important thing you can do to protect yourself is to keep your hands c...

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What About Depreciation?

As most people know, new autos depreciate the moment you drive them off the dealer's lot. But did you know that not every vehicle depreciates at the same rate? Well, get comfortable because I have a story to tell…the depreciation story. Buyers of new cars and trucks are the people most effected by depreciation. The average vehicle loses 20% of its value after one year. Bad news for the new auto buyer, good news for the used auto buyer. However many people are not concerned with depreciation beca...

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Red Flag: My Dealer Won’t Accept My Credit Union Draft

Over the years I've had members attempt to purchase vehicles at dealers that would not accept the draft they received from their credit union. If this happens to you, remember that something may not be quite right about the dealership or the vehicle you want to buy. Sometimes dealers won't accept a draft because of the conditions that come with the draft. These conditions protect you, the credit union member. For example, We Florida Financial's drafts are not allowed to be used to purchase vehic...

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Credit Union Auto Loans Are A Better Deal

Did you ever wonder why car dealers want to have you finance at their dealership? It's customary in the industry for lenders to pay dealers a fee for these loans, and in some cases dealers are allowed to mark up the rate (APR) and keep the difference. It's perfectly legal but I bet you didn't know about it. When you come directly to your credit union, you get a great rate and we have rate discounts for many members. We offer rate discounts for members in our Premium and Select relationship level...

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