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Do I Need To Get My Vehicle Appraised?

First thing's first, what is an appraisal and why does my vehicle need it? Well, if you are looking to get out of a vehicle you either own free and clear or have a loan on, appraisals are the best way to determine how much your vehicle is worth. Appraisals help insurance companies determine a vehicle's fair value and the cost of any repairs it may need if it was ever involved in an accident. This is extremely useful information because sometimes repairs cost more than what the car is worth, whic...

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Reasons Not to Purchase from Buy-Here/Pay-Here Dealerships

Buy Here/Pay Here dealerships help those individuals with bad credit or those in need of a car right away. What's important to know is that these type dealerships are there to make as much money as they can off your financing. Selling used cars is how they make their money on high interest loans. Some of these dealership's interest rates are 18 to 30 percent in which they make a profit and they know for sure someone will default on their loan and repossession will occur. Say you have a loan at a...

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Car Buying For the Single Woman

As a single woman, even the thought of purchasing a new car can be intimidating. The whole process of going to a dealership, enduring the pressure of the salesmen and then worrying about getting the best financing without being taken advantage of can be overwhelming. My last experience of wanting to just browse at new cars was nerve wracking to say the least. I hadn't even parked my car yet before the salesmen began walking towards me. I was hoping to just look around a bit on my own but the "wi...

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Four Reasons to Secure Your Auto Financing Before You Go to the Dealer

If you're ready to buy a car, it's possible you've given more thought more to the colors and options than you have about how you'll pay for it. We understand – car shopping can be fun! But for some, getting a car loan is something they'd prefer to avoid. At We Drive, we'd like to change that. Here are a few good reasons to get excited about getting a car loan: Know how much you can spend. There's nothing worse than getting amped about your next car only to find out you can't get approved for a l...

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Why Use We Drive?

If you're a member of We Florida Financial, you probably realize that credit unions are different from banks. We don't have stockholders, we have members. We don't try to sell you things you don't need just to make money. We talk with you about what you need and want, and let you know how our products can improve your financial life. We were founded in 1952 and are part of the South Florida community. Our management and employees live in the same towns you do. We work hard to earn your trust eve...

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